Riding in cold conditions also !
This blankets is advisable at the time when the rider mount the horse well wrapped also.
The protection of the kidney's is important for steed and rider and a good pullover is good for the horse as well.
She can placed under the saddle and fixed with two loop-and-hook fasteners in front of the saddle. Alternatively it can protect the legs of the rider as well.
The spurs recess warranted an unhindered ride. The tail strap gives a safe hold.